Compare Loans



Fixed Rate Loans

  • 30, 25, 20, 15, and 10 year terms are most common fixed rate loans, but you can choose any term you’d like up to 30 years.

  • Interest rate never changes

  • Monthly principle & interest never changes



Adjustable Rate Loans

  • 3/1, 5/1, 7/1, and 10/1 ARMs (Adjustable Rate Mortgage) available

  • The rate is fixed for only the first 3, 5, 7, or 10 years depending on the chosen loan program and then adjusts annually for the remaining term based on market conditions.

  • Monthly payments are based on a 30 year repayment schedule.



Conventional Loans

  • Best loans for high credit scores and/or large down payment/equity

  • Purchase and Refinance loans available for Primary Residences, Second Homes, and Investment Properties

  • Buy a home with as little as 3% down

  • Refinance loans up to 95% of the current value of your home



FHA Loans

  • Best loans for less than perfect credit scores and/or low down payment/equity

  • Purchase and Refinance loans available for Primary Residences

  • Buy a home with as little as 3.5% down

  • Refinance loans up to 97.75% of the current value of your home



VA Loans

  • Best loans for Veterans and current military members with VA Home Loan eligibility

  • Purchase and Refinance loans available for Primary Residences

  • Buy a home with 0% down

  • Refinance loans up to 100% of the current value of your home



USDA Loans

  • Best 0% down payment loan available to non-Veterans

  • Property must be located in eligible area (rural/less populated areas)

  • Purchase and Refinance loans available for Primary Residences

  • Refinance loans only available to current USDA mortgage loan holders