Fixed Loans

The 30-year and 15-year fixed are the most popular loans

Clients who plan to stay in their home for a long period of time will find a Fixed Rate Mortgage is an excellent way to lock in a low interest rate for the life of the loan. Educated Mortgage is happy to offer fixed rate mortgages for any term you desire up to 30 years. We can tailor your loan term to achieve your goals on your timeline.

Benefits of Fixed Loans

  • 30, 25, 20, 15, and 10 year terms are most common fixed rate loans, but you can choose any term you’d like up to 30 years.
  • Interest rate never changes
  • Monthly principle & interest never changes
  • Lock in the largest part of your housing expense for a long period of time while household income typically increases over time

Get a No-Obligation Rate and Closing Cost Analysis!

Choose Your Option.

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Helping First-Time Home Buyers & Homeowners Across Wisconsin

At Educated Mortgage Services, we provide expert mortgage solutions for first-time home buyers and all home purchasers across Wisconsin. Whether you’re looking for a low down payment option through WHEDA’s first-time home buyer programs or a conventional loan, we offer tailored financing solutions to meet your needs.

WHEDA loans provide affordable pathways to homeownership with down payment assistance and competitive rates, making it easier for first-time buyers to transition from renting to owning. Additionally, we offer conventional, FHA, VA, and jumbo loan options for those looking to refinance or purchase a new home.

Below are some of the cities we serve, but we aren't limited to these locations: