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It's a great time to purchase a new home or refinance your existing loan.

We’re committed to making your mortgage experience seamless and stress-free. We process, underwrite, and fund all loans right here in our Madison office, ensuring faster service, personalized support, and lending decisions made by experts who understand our local market. Whether you’re buying or refinancing, our Loan Officers, including company owner, Dan “The Mortgage Man” O’Brien, are here to guide you every step of the way.



What We Offer

  • Great customer service

    At Educated Mortgage we are dedicated to providing the highest level of customer service at all times. We are always here to answer questions and give great advice regarding your mortgage needs and financial goals.

  • Superior loans and mortgages

    We offer the very best mortgage loan programs available with low interest rates and closing costs. As an independent Mortgage Banker and Mortgage Banker company you are able to confidently do all of your comparison shopping with one company; no wasting time with several banks or brokers.

  • Clients come first

    Our goal is to make clients for life and we know the only way to do this is by consistently meeting or exceeding expectations. We only propose loan programs that make financial sense both short-term and long-term. Since we opened in 2007 our clients have been amazed by our outstanding service.

young couple happy about moving

Mortgage Resources

Helpful information and mortgage calculators to help answer any questions you might have.

Compare Loans

Our full list of mortgage loan programs along with their detailed descriptions will help you understand which options may be best for you.

Calculators

To help you make sense of the numbers.


Questions & Answers

Answers the most common mortgage questions you may have. For more answers call 608-834-5000.

Customer Reviews

Helping First-Time Home Buyers & Homeowners Across Wisconsin

At Educated Mortgage Services, we provide expert mortgage solutions for first-time home buyers and all home purchasers across Wisconsin. Whether you’re looking for a low down payment option through WHEDA’s first-time home buyer programs or a conventional loan, we offer tailored financing solutions to meet your needs.

WHEDA loans provide affordable pathways to homeownership with down payment assistance and competitive rates, making it easier for first-time buyers to transition from renting to owning. Additionally, we offer conventional, FHA, VA, and jumbo loan options for those looking to refinance or purchase a new home.

Below are some of the cities we serve, but we aren't limited to these locations: